What major operating setbacks did GPOX encounter after the Betterment acquisition?

The memo describes four major setbacks: a vendor reneging on Scan-Based Trading terms, a Texas packaging-law change, attrition from an unproductive retail relationship, and hiring decisions that disrupted routes.

Management estimate — not an audited figure. Source: 2026 July GPO Plus Retail Investor Memo.pdf, PDF p. 12, Four Shocks

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